Underwrite property and liability risk from resale-safe public data
A site-bound 0-100 hazard score, deep environmental liability on a named site, disaster history, counterparty trust, and product-recall exposure - one endpoint for your underwriting agent.
Tools:
location_risk_report flood_zone_lookup environmental_site_risk disaster_recovery_profile company_trust_check recall_screen- Score any address for FEMA flood zone, recent disaster declarations, active NWS alerts, nearby earthquakes, and regulated EPA facilities into an explainable 0-100 risk with location_risk_report, and confirm the flood zone directly with flood_zone_lookup.
- Drill into one named site or operator's environmental liability with environmental_site_risk (EPA ECHO/FRS compliance status, formal enforcement, penalties, and significant-non-compliance flags) before you write a property or pollution policy.
- Read an area's federally-declared disaster history and recovery signal with disaster_recovery_profile to price catastrophe exposure by county or place, not by guess.
- Vet the insured or a counterparty with company_trust_check, which rolls a sanctions screen, SEC EDGAR registration, federal awards, and EPA compliance flags into a verdict band, and screen a manufacturer's product-safety exposure with recall_screen across CPSC, openFDA, and NHTSA.
How it works in one call
Your agent calls location_risk_report with an address and gets a 0-100 site risk score with the flood, disaster, quake, and facility evidence behind it; environmental_site_risk then flags contamination and enforcement liability on a named operator before you bind coverage.
Location and disaster risk are nationwide; parcel-level detail currently covers Maryland statewide and Harris County, TX (Houston). These public-record signals inform underwriting; they are not an insurance determination, and any coverage decision is a human one.
See these one-call verdicts packaged: Decision combos
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One API key, one MCP endpoint, 284 tools across 59 US public-data domains. Free tier is 1,000 queries a month, no card.